3812 Christy Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 3812 Christy Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2023)
Tax Bill	$5,091 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-006-013-000`

Property Details

APN / Parcel Number

Primary APN	`053-006-013-000`
Alternative APNs	`0530613000` `0530613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3812 CHRISTY LN
City	CERES
State	CA
Zip	95307-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 4552 REDWOOD ESTATES NO. 2
Legal Subdivision	REDWOOD ESTATES 02
Legal Block	4552
Legal Lot Number	21
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3011
Census Tract	2602

Owner

3812 Christy Ln is owned and occupied by an individual who bought it in November 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3812 CHRISTY LN, CERES, CA 95307-4204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ENTRA TITLE SERVICES
Nov 13, 2023	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 2, 2023	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Jun 2, 2023 · Amount on File
Deed Document Number	202353462
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 24, 2026
Property Address	3812 CHRISTY LN, CERES, CA 95307-4204
Document Number	0000022971
Instrument Date	Feb 11, 2025
Instrument	202622971
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ENTRA TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 CHRISTY LN, CERES, CA 95307-4204

Mortgage

Document Number	0000022971,
Date	Apr 24, 2026
Instrument	202622971

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Dec 1, 2053

Interest

Rate	7.04%
Max Rate	-1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 13, 2023
Property Address	3812 CHRISTY LN, CERES, CA 95307-4204
Document Number	0000053462
Map Reference	VOL 26 PG 92
Instrument Date	Nov 7, 2023
Instrument	2023-0053462
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 CHRISTY LN, CERES, CA 95307-4204

Mortgage

Document Number	0000053463
Date	Nov 13, 2023
Instrument	2023-0053463

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000053464
Date	Nov 13, 2023
Instrument	2023-0053464

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 2, 2023
Property Address	3812 CHRISTY LN, CERES, CA 95307-4204
Document Number	0000024586
Map Reference	VOL 26 PG 92
Instrument Date	May 25, 2023
Instrument	2023-0024586
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 PIAZZA CT, MODESTO, CA 95356-8747

Mortgage

Document Number	0000024587
Date	Jun 2, 2023
Instrument	2023-0024587

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3812 Christy Ln was $5,091, down 5.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,091.00 (-5.21%)	$444,000 (-3.27%) Land $210,000 Building $234,000
2025	$5,371.00	$459,000 Land $214,200 Building $244,800
2023	$3,768.00 (+0.88%) Homeowner's exemption	$346,305 Land $122,986 Building $223,319
2022	$3,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3812 Christy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 Christy Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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