3812 Centerfire Rd, Waco, TX 76705 Property Records

McLennan County property record for 3812 Centerfire Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,230 (Oct 2025)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-043031-001743-0`

Property Details

APN / Parcel Number

Primary APN	`28-043031-001743-0`
Alternative APN	`409542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3812 CENTERFIRE RD
City	WACO
State	TX
Zip	76705-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 21 LOT 43 BLOCK 17 ACRES .2
Legal Subdivision	SOUTH FORK PH 21
Legal Block	17
Legal Lot Number	43
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3812 CENTERFIRE RD, WACO, TX 76705-1947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 16, 2022	Vendor's Lien, Transfer · Line of Credit FIRST NATIONAL BANK OF CENTRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202531128
Record Updated	Sep 20, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 9, 2025
Property Address	3812 CENTERFIRE RD, WACO, TX 76705-1947
Document Number	0000031128
Map Reference	FILE 2021048255
Instrument Date	Oct 7, 2025
Instrument	2025031128
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 CENTERFIRE RD, WACO, TX 76705-1947

Mortgage

Document Number	0000031129
Date	Oct 9, 2025
Instrument	2025031129

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000031130
Date	Oct 9, 2025
Instrument	2025031130

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 16, 2022
Property Address	3812 CENTERFIRE RD, WACO, TX 76705-1947
Document Number	0000033439
Map Reference	FILE 2021048255
Instrument Date	Aug 11, 2022
Instrument	2022033439
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 CENTERFIRE ROAD, WACO, TX 76705-1947
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033440
Date	Aug 16, 2022
Instrument	2022033440

Lender

Name	FIRST NATIONAL BANK OF CENTRA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,645.00 (+0.04%) Homeowner's exemption	$282,030 (-1.15%) Land $45,390 Building $236,640	$282,030 (-1.15%) Land $45,390 Building $236,640
2024	$4,643.00 (-4.01%)
2023		$285,310 Land $45,390 Building $239,920	$285,310 Land $45,390 Building $239,920
2022	$4,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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