Pasco County property record for 3812 Cedarwood Dr, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,176 sqft · built 1969 |
| Lot Size | 0.118 acres (5,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2020) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 25-26-15-0030-00000-2160 |
| Primary APN | 25-26-15-0030-00000-2160 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,356 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,124 sqft (0.118 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 430 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3812 CEDARWOOD DR |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | TAHITIAN HOMES UNIT 4 PB 9 PG 46 LOT 216 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | TAHITIAN HOMES |
| Legal Tract | 30 |
| Legal Lot Number | 216 |
| Legal Unit | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30409 |
3812 Cedarwood Dr is owned and occupied by an individual who bought it in September 2020.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3812 CEDARWOOD DR, HOLIDAY, FL 34691-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Mar 1, 2016 · Amount on File |
| Deed Document Number | 2020156316 |
| Deed Book / Page | 10181 / 279 |
| Prior Transfer Date | Mar 29, 2016 |
| Prior Transfer Doc | 0093500733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3812 CEDARWOOD DR, HOLIDAY, FL 34691-3420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3812 CEDARWOOD DR, HOLIDAY, FL 34691-3420 |
| Document Number | 0105371915 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 10537/1915 |
| Instrument | 2022022794 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 3812 CEDARWOOD DR, HOLIDAY, FL 34691-3420 |
| Document Number | 0101810279 |
| Book / Page | 10181 / 279 |
| Map Reference | MB 9 PG 46 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020156316 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | PAPPAS LAW AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 BURLE CIRCLE, 12, TORMOB XX |
| Name | Verified Name |
|---|---|
| Address | 38I2 CEDARWOOD DR, TARPON SPNGS, FL 34691 |
| Document Number | 10181280 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 10181/280 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 3812 Cedarwood Dr was $1,563 with a homeowner's exemption, up 3.1% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,700 (+2.89%) | $217,077 (-0.12%) Land $30,846 Building $186,231 | |
| 2025 | $1,563.00 (+3.1%) Homeowner's exemption | $120,220 Land $30,846 Building $89,374 | $217,334 Land $30,846 Building $186,488 |
| 2024 | $1,516.00 (+4.55%) | ||
| 2023 | $1,450.00 (+12.14%) Additional exemption filed | $113,440 (+3%) Land $28,233 Building $85,207 | $208,466 (+34.96%) Land $28,233 Building $180,233 |
| 2022 | $1,293.00 Homeowner's exemption | $110,140 Land $23,519 Building $86,621 | $154,464 Land $23,519 Building $130,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 Cedarwood Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 48 (1982–2024) |
| Claims Outside the SFHA | 7 of 48 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3812 Cedarwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALOHA GARDENS UTILITIES private · serves 8,136 people · EPA ID FL6510050 |
|---|---|
| Water Source | Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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