Schenectady County and Niskayuna Town property record for 3812 Albany St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 2011 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (May 2013) |
| Tax Bill | $6,787 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-1-60 |
| Primary APN | 422400 60.19-1-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 790 sqft |
| 2nd Floor Area | 695 sqft |
| Upper Floors Area | 363 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 129 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3812 ALBANY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LC |
| Legal Subdivision | STANFORD HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 60.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21802 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3812 ALBANY ST, SCHENECTADY, NY 12304-4286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on File |
| Deed Sale | May 15, 2013 · Amount on File |
| Prior Sale | Oct 15, 2010 · Amount on File |
| Deed Document Number | 201321705 |
| Deed Book / Page | 1875 / 430 |
| Prior Transfer Date | Jul 1, 2011 |
| Prior Transfer Doc | 0000032510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3812 ALBANY ST, SCHENECTADY, NY 12304-4286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000050071 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 4950/819 |
| Instrument | 201950071 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 18, 2018 |
| Property Address | 3812 ALBANY ST, SCHENECTADY, NY 12304-4286 |
| Document Number | 0000026668 |
| Book / Page | 001989 / 000430 |
| Instrument Date | May 4, 2018 |
| Instrument | 26668 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3812 ALBANY ST SCHENECTADY NY 123044286, SCHENECTADY, NY 12304-4286 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,787.00 (+3.22%) Homeowner's exemption | ||
| 2025 | $6,575.00 | $195,000 (-) Land $15,000 Building $180,000 | $288,900 (+17.06%) Land $22,223 Building $266,677 |
| 2023 | $195,000 Land $15,000 Building $180,000 | $246,800 Land $18,985 Building $227,815 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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