3812 148th St, Midlothian, IL 60445 Property Records

Cook County property record for 3812 148th St, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1940
Lot Size	0.118 acres (5,148 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2025)
Tax Bill	$4,920 (2023)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-11-303-016`

Property Details

APN / Parcel Number

Primary APN	`28-11-303-016`
Alternative APN	`28-11-303-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,148 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3812 148TH ST
City	MIDLOTHIAN
State	IL
Zip	60445-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MIDLOTHIAN) (HIGHLANDS) (NUMBER2) SUB OF NH SW SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	MIDLOTHIAN HIGHLANDS NUMBER2
Legal Lot Number	67,68
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3000
Census Tract	824702

Owner

3812 148th St is owned and occupied by an individual who bought it in October 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3812 148TH ST, MIDLOTHIAN, IL 60445-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Dec 19, 2019	Warranty Deed, Transfer · Conventional with PMI FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Mar 27, 2025 · Amount on File
Deed Document Number	202522139
Prior Transfer Date	Nov 8, 2012
Prior Transfer Doc	0000031083
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2025
Property Address	3812 148TH ST, MIDLOTHIAN, IL 60445-3415
Document Number	0028822139
Instrument Date	Oct 10, 2025
Instrument	2528822139
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 148TH ST, MIDLOTHIAN, IL 60445-3415

Mortgage

Document Number	0028822140
Date	Oct 15, 2025
Instrument	2528822140

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 19, 2019
Property Address	3812 148TH ST, MIDLOTHIAN, IL 60445-3415
Document Number	1935347062
Instrument Date	Dec 12, 2019
Instrument	35347062
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 148TH ST MIDLOTHIAN IL 604453415, MIDLOTHIAN, IL 60445-3415

Mortgage

Document Number	1935347063
Date	Dec 19, 2019
Instrument	35347063

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 Land $1,802 Building $11,198	$130,000 Land $18,020 Building $111,980
2023	$4,920.00 (-11.46%)	$12,999 (+9.89%) Land $1,801 Building $11,198	$129,990 (+9.89%) Land $18,010 Building $111,980
2022	$5,557.00	$11,829 Land $1,544 Building $10,285	$118,290 Land $15,440 Building $102,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3812 148th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3812 148th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500

May also be available: Verizon.

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