38115 309th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 38115 309th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,270 sqft · built 1994
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$949,000 (Aug 2021)
Tax Bill	$9,509 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332107-9077`

Property Details

APN / Parcel Number

Primary APN	`332107-9077`
Alternative APN	`332107907708`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,270 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	2,150 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	98,881 sqft
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Shed	1 Shed
Shed Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	332107907708
Street Address	38115 309TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-10
Legal Description	LOT 3 KING CO SHORT PLAT NO S90S0203 RECORDING NO 9212169016 BEING A POR FOLG DESC POR SW QTR OF SW QTR STR 33-21-07: W HALF OF W HALF SD SW QTR OF SW QTR AND N 30.00 FT & S 60.00 FT OF E HALF OF W HALF SW QTR SW QTR STR 33-21-07
Legal Range	07
Legal Township	21
Legal Section	33
Legal Subdivision	SP S90S0203
Legal Block	77
Legal Lot Number	3
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1070
Census Tract	31502

Owner

Source: King County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38115 309TH AVE SE, ENUMCLAW, WA 98022-7618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Aug 31, 2021	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Aug 30, 1993 · Amount on Record
Deed Document Number	2021921
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	38115 309TH AVE SE, ENUMCLAW, WA 98022-7618
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000460
Date	Sep 24, 2025
Instrument	20250924000460

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	38115 309TH AVE SE, ENUMCLAW, WA 98022-7618
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000227
Date	Sep 24, 2025
Instrument	20250924000227

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Aug 31, 2021
Property Address	38115 309TH AVE SE, ENUMCLAW, WA 98022-7618
Document Number	0000000921
Map Reference	DOC 9212169016
Instrument Date	Aug 26, 2021
Instrument	20210831000921
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,997.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38115 309TH AVE SE, ENUMCLAW, WA 98022-7618

Mortgage

Document Number	0000000922
Date	Aug 31, 2021
Instrument	20210831000922

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,509.00 (+3.4%)
2025		$933,000 (+3.67%) Land $273,000 Building $660,000	$933,000 (+3.67%) Land $273,000 Building $660,000
2024	$9,196.00 (+6.35%)	$900,000 (+1.58%) Land $240,000 Building $660,000	$900,000 (+1.58%) Land $240,000 Building $660,000
2022	$8,647.00	$886,000 Land $237,000 Building $649,000	$886,000 Land $237,000 Building $649,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1990–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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