Lake County property record for 38111 W Spaulding St, Willoughby, OH 44094
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 5,490 sqft · built 1910 |
| Lot Size | 0.169 acres (7,392 sqft) |
| Owner | Company Name on Record |
| Last Sale | $650,000 (Jul 2023) |
| Tax Bill | $7,778 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-029-B-00-009-0 |
| Primary APN | 27-A-029-B-00-009-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 5,490 sqft Total Area |
| 1st Floor Area | 2,295 sqft |
| 2nd Floor Area | 2,295 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 7,392 sqft (0.169 acres) |
| Lot Dimensions | 112 ft deep x 66 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 55 |
|---|---|
| Street Address | 38111 W SPAULDING ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | G-B |
| Legal Description | GORE TRACT PART OF LOT 76 |
| Legal Subdivision | SPAULDING |
| Legal Lot Number | 76 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 201400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8850 E ECHO DR, MENTOR, OH 44060-5039 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Jul 31, 2023 | Warranty Deed, Transfer OHIO REAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Dec 30, 2004 |
| Deed Document Number | 483063 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38111 W SPAULDING ST, WILLOUGHBY, OH 44094-6111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003986 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 2024R003986 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 31, 2023 |
| Property Address | 38111 W SPAULDING ST, WILLOUGHBY, OH 44094-6111 |
| Document Number | 0000014759 |
| Map Reference | VOL A PG 57 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023R014759 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1750 HIGHLAND RD, TWINSBURG, OH 44087-2275 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,778.00 (+21.85%) Homeowner's exemption | $82,150 (-) Land $15,520 Building $66,630 | |
| 2022 | $6,383.00 | $82,150 Land $15,520 Building $66,630 | |
| 2021 | $234,720 Land $44,350 Building $190,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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