3811 W Elgin St, Chandler, AZ 85226 Property Records

Maricopa County property record for 3811 W Elgin St, Chandler, AZ 85226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1988
Lot Size	0.123 acres (5,354 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2024)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-65-561`

Property Details

APN / Parcel Number

Primary APN	`301-65-561`
Alternative APN	`301655613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,354 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3811 W ELGIN ST
City	CHANDLER
State	AZ
Zip	85226-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	HEARTHSTONE UNIT 4 MCR 277-15
Legal Range	4E
Legal Township	1S
Legal Section	36
Legal Subdivision	HEARTHSTONE UNIT 4
Legal Lot Number	523
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	811100

Owner

Source: Maricopa County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 29, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2018	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 6, 2020	Re-recorded Document
Oct 2, 2018	Loan Modification, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	2024462538
Prior Transfer Date	Oct 30, 1995
Prior Transfer Doc	0000668693
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2026
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Document Number	0000040426
Map Reference	MB 277 PG 15
Instrument Date	Jan 16, 2026
Instrument	20260040426
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907

Mortgage

Document Number	0000040427
Date	Jan 22, 2026
Instrument	20260040427

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 29, 2024
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Document Number	0000462538
Map Reference	MB 277 PG 15
Instrument Date	Aug 19, 2024
Instrument	20240462538
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5817 S SIESTA LN, TEMPE, AZ 85283-2455

Mortgage

Document Number	0000462539
Date	Aug 29, 2024
Instrument	20240462539

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907

Mortgage

Document Number	0000828154
Date	Nov 7, 2018
Instrument	20180828154

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2020
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Document Number	0000695522
Map Reference	MB 277 PG 15
Instrument Date	Jul 21, 2020
Instrument	20200695522
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3811 W ELGIN ST, 3811, CHANDLER, AZ 85226-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907

Mortgage

Document Number	0000695523
Date	Jul 31, 2020
Instrument	20200695523

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2020
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Document Number	0000596566
Map Reference	MB 277 PG 15
Instrument Date	Jun 30, 2020
Instrument	20200596566
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	3811 W ELGIN ST, CHANDLER, AZ 85226-4907
Document Number	0000032376
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 W ELGIN ST CHANDLER AZ 852264907, CHANDLER, AZ 85226-4907

Mortgage

Document Number	0000032376
Date	Jan 16, 2019
Instrument	32376

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,980 (+100.56%)	$369,800 (+8.38%) Land $73,900 Building $295,900
2025	$1,468.00 (+4.56%)	$18,438 (-49.48%)	$341,200 (-6.52%) Land $68,200 Building $273,000
2024		$36,500	$365,000 Land $73,000 Building $292,000
2023	$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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