3811 River Rd, Hickory, NC 28602 Property Records

Catawba County property record for 3811 River Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$319,500 (Jul 2024)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3710-09-15-6755`

Property Details

APN / Parcel Number

Primary APN	`3710-09-15-6755`
Alternative APN	`0601697`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	3,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	157 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	380 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3811 RIVER RD
City	HICKORY
State	NC
Zip	28602-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 6 PLAT 41-181
Legal Subdivision	RIVERBEND PH 2
Legal Lot Number	6
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	4
Census Block	4027
Census Tract	11102

Owner

3811 River Rd is owned by two individuals who bought it in July 2024.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 BAYWOOD DR, PALM HARBOR, FL 34683-1301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	202412144
Deed Book / Page	3882 / 1005
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000028189
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 2, 2022
Property Address	3811 RIVER RD, HICKORY, NC 28602-8957
Document Number	0037600969
Book / Page	3760 / 969
Map Reference	MB 2035 PG 995
Instrument Date	Jul 28, 2022
Instrument	17033
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 19TH AVENUE CT NE, 411, HICKORY, NC 28601-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 RIVER ROAD, HICKORY, NC 28602

Mortgage

Document Number	0000017034
Date	Aug 2, 2022
Instrument	17034

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3811 RIVER RD, HICKORY, NC 28602-8957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034041616
Date	Jun 22, 2017
Book Page	03404/1616
Instrument	10571

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	HICKORY, NC 28602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3811 River Rd was $1,115, down 17.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,900 (-) Land $14,100 Building $265,800
2025	$1,115.00 (-17.65%)	$279,900 Land $14,100 Building $265,800
2024	$1,354.00 (+2.65%)
2023	$1,319.00	$279,900 Land $14,100 Building $265,800	$279,900 Land $14,100 Building $265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3811 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3811 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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