Hillsborough County property record for 3811 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,983 sqft Heated Area |
| Lot Size | 5,750 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,558 (2022) |
| Tax Bill | $1,710.00 (2025) |
| Primary APN | 0662681592 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,983 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,750 sqft (0.132 acres) |
| Depth X Width | 115 ft x 50 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 172 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0662681592 |
|---|---|
| Street Address | 3811 REFLECTION DOCK DR |
| City | SEFFNER |
| State | FL |
| Zip | 33584-5222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MIRROR LAKE STILLWATER LOT 51 |
| Legal Lot Number | 51 |
| Jurisdiction | HILLSBOROUGH FL |
| Minor Civil Division | BRANDON |
| Census Blockgroup | 3 |
| Census Block | 3045 |
| Census Tract | 12107 |
Source: Hillsborough County records · APN 0662681592
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3811 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 01, 2022 | Special Warranty Deed, Transfer · Stand Alone First Mortgage ANA CAMACHO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2022 · Amount on Record |
| Deed Sale | Mar 01, 2022 · Amount on Record |
| Deed Doc Number | 2022109193 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3811 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000242482 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022242482 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 01, 2022 |
| Property Address | 3811 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Document Number | 0000109193 |
| Map Reference | MB 138 PG 94-100 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022109193 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,804.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030 |
| Name | Verified Name |
|---|---|
| Address | 3811 REFLECTION DOCK DR, SEFFNER, FL 33584-5222 |
| Document Number | 0000109194 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 2022109194 |
| Name | ANA CAMACHO |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,710.00 (+13.62%) Homeowner's exemption | $86,940 (+5.99%) | $323,167 (+4.77%) Land $67,678 Building $255,489 |
| 2023 | $1,505.00 (-5.35%) Homeowner's exemption | $82,029 (+33.33%) | $308,449 (+401.34%) Land $67,678 Building $240,771 |
| 2022 | $1,590.00 | $61,525 Land $61,525 | $61,525 Land $61,525 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 44.4 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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