Highlands County property record for 3811 Ramiro St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 1984 |
| Lot Size | 0.232 acres (10,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,900 (Dec 2018) |
| Tax Bill | $1,182 (2024) |
| Deeds & Mortgages | Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-020-0210-0080 |
| Primary APN | C-04-34-28-020-0210-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,873 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,135 sqft (0.232 acres) |
| Lot Dimensions | 125 ft deep x 81 ft wide |
| Garage Type | Finished |
| Garage Area | 525 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3811 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 8 BLK 21 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LK SEB UNIT 02 |
| Legal Block | 21 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960504 |
3811 Ramiro St is owned and occupied by an individual who bought it in December 2018.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3811 RAMIRO ST, SEBRING, FL 33872-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Prior Sale | May 1, 2009 |
| Deed Document Number | 1923341 |
| Deed Book / Page | 2671 / 0913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 3811 RAMIRO ST, SEBRING, FL 33872-2230 |
| Document Number | 0001923341 |
| Book / Page | 002671 / 000913 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 1923341 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $853.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3811 RAMIRO ST SEBRING FL 338722230, SEBRING, FL 33872-2230 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,725 | $187,204 Land $18,500 Building $168,704 | |
| 2024 | $1,182.00 (+4.79%) | ||
| 2023 | $1,128.00 (+3.39%) Homeowner's exemption Senior Citizen's exemption | $105,414 (+3%) | $170,831 (+17.51%) Land $11,500 Building $159,331 |
| 2022 | $1,091.00 Homeowner's exemption Senior Citizen's exemption | $102,344 | $145,372 Land $5,500 Building $139,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3811 Ramiro St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3811 Ramiro St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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