3811 E 130th Cir, Thornton, CO 80241 Property Records

Adams County property record for 3811 E 130th Cir, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (May 2022)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1573-25-4-20-049`

Property Details

APN / Parcel Number

Primary APN	`1573-25-4-20-049`
Alternative APNs	`0157325420049` `R0016945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,486 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0016945
Street Address	3811 E 130TH CIR
City	THORNTON
State	CO
Zip	80241-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:COTTONWOOD LAKES #6 LOT:8A
Legal Range	68W
Legal Township	01S
Legal Section	25
Legal Quarter	4
Legal Subdivision	COTTONWOOD LAKES #6
Legal Lot Number	8A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1002
Census Tract	8545

Owner

Source: Adams County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3811 E 130TH CIR, THORNTON, CO 80241-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERRA CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	202239026
Prior Transfer Date	Mar 28, 1996
Prior Transfer Doc	0000160697
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 3, 2022
Property Address	3811 E 130TH CIR, THORNTON, CO 80241-2156
Document Number	0000039026
Instrument Date	Apr 27, 2022
Instrument	2022000039026
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3811 E 130TH CIR, THORNTON, CO 80241-2156
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039027
Date	May 3, 2022
Instrument	2022000039027

Lender

Name	WESTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3811 E 130TH CIR, THORNTON, CO 80241-2156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028283
Date	Mar 30, 2020
Instrument	2020000028283

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 13, 2018
Property Address	3811 E 130TH CIR, THORNTON, CO 80241-2156
Document Number	0000074559
Instrument Date	Sep 12, 2018
Instrument	2018000074559
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 E 130TH CIR, THORNTON, CO 80241-2156

Mortgage

Document Number	0000074560
Date	Sep 13, 2018
Instrument	2018000074560

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (-58.99%)	$36,110 (-2.06%) Land $7,140 Building $28,970	$531,000 (-2.57%) Land $105,000 Building $426,000
2024	$3,431.00 (-14.72%)
2023	$4,023.00 (+20.34%)	$36,870 (+21.48%) Land $6,770 Building $30,100	$545,000 (+24.79%) Land $100,000 Building $445,000
2022	$3,343.00	$30,350 Land $12,920 Building $17,430	$436,732 Land $186,000 Building $250,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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