Baltimore County property record for 3811 Clarks Point Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1937 |
| Lot Size | 0.383 acres (16,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,188 (Sep 2014) |
| Tax Bill | $4,988 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2021 Transfer |
| APN | 15-1523154420 |
| Primary APN | 15-1523154420 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 16,700 sqft (0.383 acres) |
| Lot Dimensions | 328 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 1523154420 |
|---|---|
| Street Address | 3811 CLARKS POINT RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWLEYS QUARTERS |
| Legal Subdivision | BOWLEYS QUARTERS |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 451802 |
3811 Clarks Point Rd is owned and occupied by an individual who bought it in September 2014.
Source: Baltimore County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3811 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 28, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Prior Sale | Aug 27, 2003 · Amount on File |
| Deed Book / Page | 35413 / 377 |
| Transfer Doc | 0000263794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3811 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3811 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4003 |
| Document Number | 0462570303 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 46257/303 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 28, 2021 |
| Property Address | 3811 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4003 |
| Document Number | 0455170040 |
| Book / Page | 45517 / 40 |
| Map Reference | MB WPCN7 FO 13 |
| Instrument Date | May 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3811 CLARKS POINT RD, MIDDLE RIVER, MD 21220-4003 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382,267 | $417,900 Land $339,700 Building $78,200 | |
| 2024 | $4,988.00 (+109.76%) | ||
| 2023 | $2,378.00 Homeowner's exemption | $311,000 Land $263,100 Building $47,900 | $311,000 Land $263,100 Building $47,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3811 Clarks Point Rd; there have been 351 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 234 policies |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 351 (1979–2024) |
| Claims Outside the SFHA | 53 of 351 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3811 Clarks Point Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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