Lake County property record for 3811 Central Ave, Lake Station, IN 46405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,578 sqft · built 1946 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,398 (2024) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-14-20-0132-0002 |
| Primary APN | 006-14-20-0132-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,727 sqft |
| 1st Floor Area | 789 sqft |
| Basement Area | 789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3811 CENTRAL AVE |
|---|---|
| City | LAKE STATION |
| State | IN |
| Zip | 46405-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN HALL SQUARE ADD. TO E. GARY LOT 2 |
| Legal Subdivision | TOWN HALL SQUARE ADD |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HOBART |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 41800 |
3811 Central Ave is owner-occupied and held in a trust since February 2024.
Source: Lake County records, as of December 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1229 169TH ST, HAMMOND, IN 46324-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Intrafamily Transfer, Transfer |
| Jan 25, 2022 | Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 28, 2022 | Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jan 28, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2022 |
| Deed Sale | Jan 28, 2022 |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2022504723 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0000005083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 20, 2024 |
| Property Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Number | 0000005083 |
| Map Reference | MB 27 PG 14 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024-505083 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1229 169TH ST, HAMMOND, IN 46324-2003 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 25, 2022 |
| Property Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Number | 0000004098 |
| Map Reference | MB 27 PG 14 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-504098 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 28, 2022 |
| Property Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Number | 0000004722 |
| Map Reference | MB 27 PG 14 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-504722 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 5, 2022 |
| Property Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Number | 0000000616 |
| Map Reference | MB 27 PG 14 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022-500616 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1229 164TH PL, HAMMOND, IN 46320 |
| Document Number | 0000000617 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-500617 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 28, 2022 |
| Property Address | 3811 CENTRAL AVE, LAKE STATION, IN 46405-2323 |
| Document Number | 0000004723 |
| Map Reference | MB 27 PG 14 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022-504723 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1229 164TH ST, ETNA GREEN, IN 46524 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hobart Township |
| Municipality | Lake Station City |
| Unified School District | Lake Station Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,200 Land $16,300 Building $154,900 | $171,200 Land $16,300 Building $154,900 | |
| 2024 | $1,398.00 | ||
| 2023 | $99,200 (-4.52%) Land $16,200 Building $83,000 | $99,200 (-4.52%) Land $16,200 Building $83,000 | |
| 2022 | $1,245.00 Homeowner's exemption | $103,900 Land $15,700 Building $88,200 | $103,900 Land $15,700 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3811 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (2007–2019) |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3811 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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