Lubbock County property record for 3811 95th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,888 sqft · built 1986 |
| Lot Size | 0.178 acres (7,790 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R65514 |
| Primary APN | R65514 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,888 sqft Living Area |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 7,790 sqft (0.178 acres) |
| Lot Dimensions | 82 ft deep x 95 ft wide |
| Garage Area | 542 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3811 95TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | KINGS GATE L 242 |
| Legal Subdivision | KINGS GATE |
| Legal Lot Number | 2420 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10504 |
Source: Lubbock County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| May 9, 2018 | Vendor's Lien, Transfer · Conventional Mortgage CITY BANK |
| Dec 22, 2017 | Loan Modification, Mortgage FIRST BK |
| Jun 22, 2017 | Loan Modification, Mortgage FIRST BK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 9, 2018 |
| Deed Sale | May 9, 2018 |
| Deed Document Number | 2018016639 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018955 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021018955 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 9, 2018 |
| Property Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Document Number | 0000016639 |
| Map Reference | VOL1750 PG182 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018016639 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Document Number | 0000016640 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018016640 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Document Number | 0000000766 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4507 83RD ST LUBBOCK TX 794244240, LUBBOCK, TX 79424-4240 |
| Document Number | 0000000766 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 766 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Term | 12 Months |
|---|---|
| Due | Jan 8, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3811 95TH ST, LUBBOCK, TX 79423-3919 |
| Document Number | 0000022771 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4507 83RD ST LUBBOCK TX 794244240, LUBBOCK, TX 79424-4240 |
| Document Number | 0000022771 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 22771 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Term | 12 Months |
|---|---|
| Due | Jun 25, 2018 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,806.00 (-20.38%) Homeowner's exemption | $342,901 (-2.69%) Land $30,000 Building $312,901 | $342,901 (-13.52%) Land $30,000 Building $312,901 |
| 2024 | $4,780.00 (+17.88%) | ||
| 2023 | $4,055.00 (-29.22%) Homeowner's exemption | $352,395 Land $30,000 Building $366,519 | $396,519 Land $30,000 Building $366,519 |
| 2022 | $5,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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