38107 Miramonte Ave, Palmdale, CA 93551 Property Records

Los Angeles County property record for 38107 Miramonte Ave, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1990
Lot Size	0.163 acres (7,079 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3004-032-037`

Property Details

APN / Parcel Number

Primary APN	`3004-032-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	7,079 sqft (0.163 acres)
Lot Dimensions	111 ft deep x 64 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38107 MIRAMONTE AVE
City	PALMDALE
State	CA
Zip	93551-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCRA7000*
Legal Description	TR=42889 LOT 5
Legal Subdivision	42889
Legal Tract	42889
Legal Block	3
Legal Lot Number	5
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	3
Census Block	3003
Census Tract	910401

Owner

38107 Miramonte Ave is owned and occupied by two individuals.

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38107 MIRAMONTE AVE, PALMDALE, CA 93551-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	38107 MIRAMONTE AVE, PALMDALE, CA 93551-4444
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38107 MIRAMONTE AVE, PALMDALE, CA 93551-4444

Mortgage

Document Number	0000612460
Date	Sep 14, 2023
Instrument	23-0612460

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	38107 MIRAMONTE AVE, PALMDALE, CA 93551-4444
Document Number	0000291086
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38107 MIRAMONTE AVE PALMDALE CA 935514444, PALMDALE, CA 93551-4444

Mortgage

Document Number	0000291086
Date	Mar 14, 2017
Instrument	291086

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 38107 Miramonte Ave was $4,687 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Palmdale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,105 (+2%) Land $91,969 Building $191,136
2025	$4,687.00 Homeowner's exemption	$277,555 Land $90,166 Building $187,389
2023	$4,355.00 (+3.64%) Homeowner's exemption	$266,779 Land $86,666 Building $180,113
2022	$4,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38107 Miramonte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38107 Miramonte Ave is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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