Chisago County property record for 38104 Harder Ave, North Branch, MN 55056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1988 |
| Lot Size | 5.65 acres (246,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Sep 2016) |
| Tax Bill | $4,648 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00477-70 |
| Primary APN | 11-00477-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,492 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 246,114 sqft (5.65 acres) |
| Garage Area | 1,184 sqft |
| Pole Barn | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3980200 |
|---|---|
| Street Address | 38104 HARDER AVE |
| City | NORTH BRANCH |
| State | MN |
| Zip | 55056-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | THAT PT OF SW1/4 DES AS FOL: BG AT THE S1/4 COR OF SEC 22 TH N 00 D 00'00", ASSUMED BEARING, ALONG E LINE OF SW1/4 435.00 FT |
| Legal Range | 021 |
| Legal Township | 035 |
| Legal Section | 22 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | NORTH BRANCH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 110302 |
38104 Harder Ave is owned and occupied by two individuals who bought it in September 2016.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38104 HARDER AVE, NORTH BRANCH, MN 55056-5918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on File |
| Deed Sale | Sep 2, 2016 · Amount on File |
| Prior Sale | Dec 17, 1996 · Amount on File |
| Deed Document Number | 2016591430 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 38104 Harder Ave was $4,648 with a homeowner's exemption, up 1.6% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | North Branch City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,648.00 (+1.62%) | ||
| 2025 | $4,574.00 Homeowner's exemption | ||
| 2024 | $343,000 (-6.72%) | $357,400 (-3.8%) | |
| 2023 | $4,544.00 (+0.49%) Homeowner's exemption | $367,700 (+5.78%) | $371,500 (+5.21%) Land $97,300 Building $274,200 |
| 2022 | $4,522.00 (+6.75%) Homeowner's exemption | $347,600 (+27.51%) | $353,100 (+24.2%) Land $92,100 Building $261,000 |
| 2021 | $4,236.00 | $272,600 | $284,300 Land $66,300 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38104 Harder Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38104 Harder Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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