38103 Euclid Ave, Willoughby, OH 44094 Property Records

Lake County property record for 38103 Euclid Ave, Willoughby, OH 44094

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,109 sqft · built 2013
OwnerIndividual Name on Record
Last Sale$226,500 (Sep 2022)
Tax Bill$7,066 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-A-029-E-00-010-0

Property Details

APN / Parcel Number

Primary APN27-A-029-E-00-010-0

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,109 sqft Living Area
Gross Area1,987 sqft
1st Floor Area878 sqft

Exterior

Year BuiltBuilt 2013
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address38103 EUCLID AVE
CityWILLOUGHBY
StateOH
Zip44094-6103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 & 2 TRACT 13
Legal SubdivisionWILLOUGHBY POINTE CONDOMINIUM
Legal Tract13
Legal Lot Number1 & 2
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1024
Census Tract201400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Willoughy Historic District
listed 1995 · 67 contributing resources · NRIS 95001362

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38103 EUCLID AVE # 2/2, 2/2, WILLOUGHBY, OH 44094-6103
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Fiduciary Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Oct 16, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 19, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 28, 2017Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number476201
Record UpdatedJun 7, 2026

September 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateSep 23, 2022
Property Address38103 EUCLID AVE, WILLOUGHBY, OH 44094-6103
Document Number0000026268
Map ReferenceVOL 63 PG 5
Instrument DateSep 22, 2022
Instrument2022R026268
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number0000026269
DateSep 23, 2022
Instrument2022R026269
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateOct 16, 2019
Property Address38103 EUCLID AVE, WILLOUGHBY, OH 44094-6103
Document Number0000025542
Instrument DateOct 11, 2019
Instrument25542
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$760.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address38103 EUCLID AVE #2 WILLOUGHBY OH 440946103, 2, WILLOUGHBY, OH 44094-6103

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJul 19, 2017
Property Address38103 EUCLID AVE, WILLOUGHBY, OH 44094-6103
Document Number0000018772
Map ReferenceVOL63 PG5
Instrument DateJul 17, 2017
Instrument2017R018772
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyREVERE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address38103 EUCLID AVE # 2, 2, WILLOUGHBY, OH 44094-6103

Mortgage

Document Number0000018773
DateJul 19, 2017
Instrument2017R018773
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLAKE OH
Recording DateApr 28, 2017
Property Address38103 EUCLID AVE, WILLOUGHBY, OH 44094-6103
Instrument DateApr 3, 2017
Instrument10777
Transaction TypeConstruction Loan
Record UpdatedMay 3, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address38103 EUCLID AVE #2 WILLOUGHBY OH 440946103, 2, WILLOUGHBY, OH 44094-6103

Mortgage

Document Number0000010777
DateApr 28, 2017
Instrument10777
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 27, 2018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,066.00 (+54.28%) Homeowner's exemption$74,640 (-) Land $16,100 Building $58,540
2022$4,580.00 Homeowner's exemption$74,640 Land $16,100 Building $58,540
2021$213,260 Land $46,000 Building $167,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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