38102 Encanto Rd, Murrieta, CA 92563 Property Records

Riverside County property record for 38102 Encanto Rd, Murrieta, CA 92563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,600 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Aug 2021)
Tax Bill	$10,194 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`964-451-013`

Property Details

APN / Parcel Number

Primary APN	`964-451-013`
Alternative APN	`958771013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	958771013
Street Address	38102 ENCANTO RD
City	MURRIETA
State	CA
Zip	92563-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES M/L IN LOT 286 MB 341/088 TR 30384
Legal Subdivision	TRACT NO 30384
Legal Tract	30384
Legal Lot Number	286
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43297

Owner

38102 Encanto Rd is owned and occupied by an individual who bought it in August 2021.

Source: Riverside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 18, 2021	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Jan 9, 2009 · Amount on File
Deed Document Number	2021496611
Prior Transfer Date	Sep 7, 2004
Prior Transfer Doc	0000724789
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209

Mortgage

Document Number	0000064290
Date	Mar 7, 2023
Instrument	2023-0064290

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 18, 2021
Property Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209
Document Number	0000496611
Map Reference	MB 341 PG 88-104
Instrument Date	Jun 18, 2021
Instrument	2021-0496611
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209

Mortgage

Document Number	0000496612
Date	Aug 18, 2021
Instrument	2021-0496612

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000544726
Date	Dec 28, 2017
Instrument	2017-0544726

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38102 ENCANTO RD, MURRIETA, CA 92563-3209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317826
Date	Jul 20, 2020
Instrument	2020-0317826

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38102 Encanto Rd was $10,194 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,234 (+2%) Land $162,364 Building $654,870
2025	$10,194.00 Homeowner's exemption	$801,211 Land $159,181 Building $642,030
2023	$9,978.00 (+1.14%) Homeowner's exemption	$770,100 Land $153,000 Building $617,100
2022	$9,866.00
2021			$664,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38102 Encanto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38102 Encanto Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless, GeoLinks.

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