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3810 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3810 Westerham Dr, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,572 sqft · built 1998
Lot Size0.115 acres (5,031 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2016)
Tax Bill$2,174 (2024)
Deeds & MortgagesJan 2022 Mortgage
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-23-26-0210-000-51100

Property Details

APN / Parcel Number

Primary APN04-23-26-0210-000-51100
Alternative APN
  • 3782797

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,572 sqft Living Area
1st Floor Area1,572 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area5,031 sqft (0.115 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3782797
Street Address3810 WESTERHAM DR
CityCLERMONT
StateFL
Zip34711-6956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLERMONT BRIGHTON AT KINGS RIDGE PHASE III LOT 511 PB 39 PGS 83-84 ORB 4750 PG 1082 ORB 5733 PG 1319
Legal Range26E
Legal Township23S
Legal Section04
Legal SubdivisionBRIGHTON
Legal Phase3
Legal Tract210
Legal Lot Number511
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group3
Census Block3010
Census Tract31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address3810 WESTERHAM DR, CLERMONT, FL 34711-6956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 18, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 22, 2018Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMar 9, 2016 · Amount on Record
Deed SaleMar 9, 2016 · Amount on Record
Prior SaleMar 9, 2016 · Amount on Record
Deed Document Number0047501082
Deed Book / Page4750 / 1082
Last Transfer DateJun 18, 2021
Transfer Doc0057331319
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3810 WESTERHAM DR, CLERMONT, FL 34711-6956
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 WESTERHAM DR, CLERMONT, FL 34711-6956

Mortgage

Document Number0058761250
DateJan 12, 2022
Book Page5876/1250
Instrument2022006322
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJun 18, 2021
Property Address3810 WESTERHAM DR, CLERMONT, FL 34711-6956
Document Number0057331319
Book / Page5733 / 1319
Map ReferenceMB 39 PG 83
Instrument DateJun 11, 2021
Instrument2021084332
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5004 S JASMINE TRL, SIOUX FALLS, SD 57108-2845

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3810 WESTERHAM DR, CLERMONT, FL 34711-6956
Document Number0051340762
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3810 WESTERHAM DR CLERMONT FL 347116956, CLERMONT, FL 34711-6956

Mortgage

Document Number0051340762
DateJul 5, 2018
Book Page005134/000762
Instrument77228
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 4, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173,340 (+5.98%) Land $100,000 Building $73,340$281,235 (-3.95%) Land $100,000 Building $181,235
2024$2,174.00 (+2.4%)
2023$2,123.00 (+3.61%) Homeowner's exemption$163,560 (+3%)$292,795 (+11.42%) Land $100,000 Building $192,795
2022$2,049.00 Homeowner's exemption$158,800$262,795 Land $70,000 Building $192,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: CenturyLink, Verizon.

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