Burnet County property record for 3810 W FM 243, Bertram, TX 78605
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2022 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B0026000000301000 |
| Primary APN | B0026000000301000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 435,600 sqft |
| Pole Barn | 448 sqft |
| Street Address | 3810 W FM 243 |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-4882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS A0026 WILLIAM S. ALLEN, TRACT 4 & 5, 10.0 ACRES |
| Legal Subdivision | WILLIAM S. ALLEN |
| Legal Tract | 4,5,10 |
| Legal Block | 2 |
| Jurisdiction | BURNET TX |
| Township / Civil Division | BURNET |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960402 |
3810 W FM 243 is owned and occupied by two individuals.
Source: Burnet County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3810 W FM 143, BERTRAM, TX 78605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · VA Mortgage KIND LENDING LLC |
| Apr 16, 2025 | Vendor's Lien, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 3810 W FM 243, BERTRAM, TX 78605-4882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 ROBISON RD, BERTRAM, TX 78605-1302 |
| Document Number | 0202601393 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 202601393 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | Apr 16, 2025 |
| Property Address | 3810 W FM 243, BERTRAM, TX 78605-4882 |
| Document Number | 0202503721 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 202503721 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 HERRIN LN, BERTRAM, TX 78605-3403 |
| Document Number | 0202503734 |
|---|---|
| Date | Apr 16, 2025 |
| Instrument | 202503734 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 3810 W FM 243 was $3,097 with a homeowner's exemption, down 41.6% from the year before.
Source: Burnet County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,652 (-) Land $31,592 Building $205,060 | $515,000 (-) Land $309,940 Building $205,060 | |
| 2025 | $3,097.00 (-41.64%) | $236,652 Land $31,592 Building $205,060 | $515,000 Land $309,940 Building $205,060 |
| 2024 | $5,307.00 (-44.94%) | ||
| 2023 | $9,639.00 | $722,715 Land $360,675 Building $362,040 | $1,046,040 Land $684,000 Building $362,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3810 W FM 243 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3810 W FM 243 is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 57% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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