Union County property record for 3810 Stack Rd, Monroe, NC 28112 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 124,669 sqft (2.86 acres) |
| Garage | Detached, 1,464 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,202.00 (2025) |
| Primary APN | 04-072-010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,080 sqft Gross Area |
| 1st Floor | 672 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 124,669 sqft (2.86 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,464 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 280 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3810 STACK RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #1 STARNES OPCO794 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 20901 |
Source: Union County records · APN 04-072-010A
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3810 STACK RD, MONROE, NC 28112-8954 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERISAVE MORTGAGE CORP |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FOUNDERS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2024 |
| Deed Sale | Oct 09, 2024 |
| Prior Sale | Dec 06, 2021 · Amount on Record |
| Deed Doc Number | 202424241 |
| Deed Book / Page | 8991 / 350 |
| Prior Transfer Date | Oct 07, 2024 |
| Prior Transfer Doc | 0008991350 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 06, 2021 |
| Property Address | 3810 STACK RD, MONROE, NC 28112-8954 |
| Document Number | 0008334588 |
| Book / Page | 8334 / 588 |
| Map Reference | CAB O FILE 794 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 57297 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 346 BILL BROWN LN, 346, RUBY, SC 29741-7701 |
| Name | Verified Name |
|---|---|
| Address | 3810 STACK RD, MONROE, NC 28112-8954 |
| Document Number | 0000057298 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 57298 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 23, 2019 |
| Property Address | 3810 STACK RD, MONROE, NC 28112-8954 |
| Document Number | 74721 |
| Book / Page | 007472 / 000001 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 28864 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3810 STACK RD MONROE NC 28112, MONROE, NC 28112 |
| Document Number | 74723 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 007472/000003 |
| Instrument | 28865 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 (-11.81%) | $246,700 (+16.26%) Land $65,700 Building $181,000 | $246,700 (+16.26%) Land $65,700 Building $181,000 |
| 2023 | $1,363.00 | $212,200 Land $26,900 Building $185,300 | $212,200 Land $26,900 Building $185,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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