3810 S Talbott Rd, Polo, IL 61064 Property Records

Ogle County property record for 3810 S Talbott Rd, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Lot Size	5.15 acres (224,334 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Sep 2006)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-400-007`

Property Details

APN / Parcel Number

Primary APN	`13-23-400-007`

Exterior

Lot Area	224,334 sqft (5.15 acres)

Location & Zoning

Street Address	3810 S TALBOTT RD
City	POLO
State	IL
Zip	61064-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:7 TWP:23 SECT/LOT:23 N 330FT E 660FT S 621FT NE4 SE4
Legal Range	07
Legal Township	23
Legal Section	23
Legal Block	7
Legal Lot Number	23
Jurisdiction	OGLE IL
Township / Civil Division	EAGLE POINT
Census Block Group	1
Census Block	1057
Census Tract	961500

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3810 S TALBOTT RD, POLO, IL 61064-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK SHANNON POLO
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SHANNON POLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2006 · Amount on Record
Deed Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	20069288
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3810 S TALBOTT RD, POLO, IL 61064-9742
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006649
Date	Nov 30, 2022
Instrument	202206649

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Feb 11, 2028

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3810 S TALBOTT RD, POLO, IL 61064-9742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002268
Date	Apr 25, 2017
Instrument	201702268

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Eagle Point Township
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+35.68%)	$82,945 (+19.79%) Land $13,303 Building $69,642	$248,835 (+19.79%) Land $39,909 Building $208,926
2023		$69,244 Land $11,105 Building $58,139	$207,732 Land $33,315 Building $174,417
2022	$4,266.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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