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3810 Rustic Laurel Ct, Oviedo, FL 32766 Property Records

Seminole County property record for 3810 Rustic Laurel Ct, Oviedo, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,032 sqft · built 2007
Lot Size0.231 acres (10,069 sqft)
Owner2 Individual Names on File
Tax Bill$4,719 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (minimal risk)
APN20-21-32-5SD-0000-7400

Property Details

APN / Parcel Number

Primary APN20-21-32-5SD-0000-7400
Alternative APN
  • 2132205SD00007400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,032 sqft Living Area
Gross Area3,646 sqft
1st Floor Area2,752 sqft
Upper Floors Area280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,069 sqft (0.231 acres)
Garage TypeAttached
Garage Area614 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area304 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3810 RUSTIC LAUREL CT
CityOVIEDO
StateFL
Zip32766-7091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 740 LIVE OAK RESERVE UNIT FOUR PB 69 PGS 80 - 91
Legal Range32E
Legal Township21S
Legal Section20
Legal SubdivisionLIVE OAK RESERVE UNIT FOUR
Legal Tract5SD
Legal Lot Number740
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2003
Census Tract21203

Owner

3810 Rustic Laurel Ct is owned and occupied by two individuals who acquired it in April 2007.

Source: Seminole County records, as of August 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3810 RUSTIC LAUREL CT, OVIEDO, FL 32766-7091
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2007
Deed SaleApr 24, 2007
Prior SaleFeb 7, 2007 · Amount on File
Deed Document Number200760360
Deed Book / Page6670 / 159
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 13, 2026
Property Address3810 RUSTIC LAUREL CT, OVIEDO, FL 32766-7091
Document Number0000080780
Book / Page11093 / 1900
Instrument DateJul 23, 2026
Instrument202680780
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address3810 RUSTIC LAUREL CT, OVIEDO, FL 32766-7091

Tax Assessment & Valuation

The 2025 property tax bill for 3810 Rustic Laurel Ct was $4,719 with exemptions applied.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,719.00 Homeowner's exemption Widower's exemption$324,326$620,022 Land $150,000 Building $470,022
2023$4,205.00 (+0.86%) Homeowner's exemption$306,006 (+3%)$580,775 (+8.59%) Land $139,000 Building $441,775
2022$4,169.00 Homeowner's exemption$297,093$534,853 Land $115,000 Building $419,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3810 Rustic Laurel Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3810 Rustic Laurel Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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