3810 Rockcress Rd, Eugene, OR 97403 Property Records

Lane County property record for 3810 Rockcress Rd, Eugene, OR 97403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,267 sqft · built 2020
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Trust Names on File
Last Sale	$113,000 (Apr 2019)
Tax Bill	$7,717 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-03-31-05800-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-03-31-05800-000`
Alternative APNs	`1803033105800` `1801487`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,267 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	644 sqft
Driveway	Driveway
Driveway Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1801487
Street Address	3810 ROCKCRESS RD
City	EUGENE
State	OR
Zip	97403-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUBDIVISION PLAT MOON MOUNTAIN LOT 58 TL 05800
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	MOON MOUNTAIN
Legal Lot Number	58
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3014
Census Tract	3600

Owner

3810 Rockcress Rd is held in a trust since April 2025.

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	440 E BROADWAY, 160B, EUGENE, OR 97401-3338
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021	Deed of Trust, Mortgage MICHAEL GANSEN
Jan 22, 2020	Deed of Trust, Mortgage WASHINGTON FED'L BK
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Feb 25, 2014
Deed Document Number	201916427
Last Transfer Date	Apr 18, 2025
Transfer Doc	0000014517
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	RADIAN SETTLEMENT SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579

Mortgage

Document Number	0000040723
Date	Sep 27, 2022
Instrument	2022-040723

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040284
Date	Jun 18, 2021
Instrument	2021-040284

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579
Document Number	0000022162
Instrument Date	Mar 12, 2021
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 LORD BYRON PL EUGENE OR 974084639, EUGENE, OR 97408-4639

Mortgage

Document Number	0000022162
Date	Mar 30, 2021
Instrument	22162

Lender

Name	MICHAEL GANSEN
Address	EUGENE, OR 97402

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 29, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579
Document Number	0000003956
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3046 LORD BYRON PL EUGENE OR 974084639, EUGENE, OR 97408-4639

Mortgage

Document Number	0000003956
Date	Jan 27, 2020
Instrument	3956

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 30, 2019
Property Address	3810 ROCKCRESS RD, EUGENE, OR 97403-2579
Document Number	0000016427
Map Reference	DOC 2007-064517
Instrument Date	Apr 29, 2019
Instrument	2019-016427
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3046 LORD BYRON PL, EUGENE, OR 97408-4639

Mortgage

Document Number	0000016428
Date	Apr 30, 2019
Instrument	2019-016428

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	May 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3810 Rockcress Rd was $7,717.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,717.00	$392,118	$731,450 Land $142,550 Building $588,900
2023	$7,418.00 (+3.98%)	$369,610 (+3%)	$744,663 (+14.5%) Land $110,671 Building $633,992
2022	$7,134.00	$358,845	$650,369 Land $112,325 Building $538,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3810 Rockcress Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3810 Rockcress Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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