3810 Oleander Dr, Sumter, SC 29154 Property Records

Sumter County property record for 3810 Oleander Dr, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 2003
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$120,500 (Mar 2003)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`187-15-03-001`

Property Details

APN / Parcel Number

Primary APN	`187-15-03-001`
Alternative APN	`20515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Unfinished

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	40,511 sqft (0.93 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	150 sqft
Fence	Fence
Shed	1 Shed
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20515
Old Parcel Number	187 15 03 001
Street Address	3810 OLEANDER DR
City	SUMTER
State	SC
Zip	29154-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 27 PB01-110 .93 AC
Legal Subdivision	WINTERGREEN SUB SEC I
Legal Lot Number	27
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3078
Census Tract	300

Owner

Source: Sumter County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3810 OLEANDER DR, SUMTER, SC 29154-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
Nov 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 7, 2003 · Amount on Record
Deed Sale	Mar 7, 2003 · Amount on Record
Deed Document Number	0000008796
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	Jul 28, 2026
Property Address	3810 OLEANDER DR, SUMTER, SC 29154-1643
Document Number	1357002290
Book / Page	1357 / 2290
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1357002290,
Date	Jul 28, 2026
Book Page	1357/2290

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3810 OLEANDER DR, SUMTER, SC 29154-1643
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012914250
Date	Sep 22, 2021
Book Page	1291/4250

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3810 OLEANDER DR, SUMTER, SC 29154-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012501802
Date	Nov 19, 2018
Book Page	1250/1802

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+9.15%)	$7,920 (+0.51%) Land $960 Building $6,960	$198,198 (-) Land $24,000 Building $174,198
2023		$7,880 (+7.95%) Land $960 Building $6,920	$198,198 (+7.94%) Land $24,000 Building $174,198
2022	$1,159.00	$7,300 Land $960 Building $6,340	$183,619 Land $24,000 Building $159,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCENT MHP private · serves 259 people · EPA ID SC4360011
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Nearby Properties on Oleander Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures