Yellowstone County property record for 3810 Mesa Rd, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,232 sqft · built 1967 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,400 (Dec 2019) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance Jul 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C03159A |
| Primary APN | 000C03159A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Finished Basement | 744 sqft |
| Unfinished Basement | 744 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 394 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3810 MESA RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-0130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | PALISADES PARK SUBD 1ST FILING, S28, T01 N, R25 E, BLOCK 6, LOT 9 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | PALISADES PARK SUBD 1ST FILING |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1805 |
3810 Mesa Rd is owned and occupied by an individual who bought it in December 2019.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3810 MESA RD, BILLINGS, MT 59102-0130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHERRY CREEK MORTGAGE COINC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLEY FINANCIAL CU |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Deed Document Number | 20193905985 |
| Prior Transfer Date | Mar 8, 2017 |
| Prior Transfer Doc | 0003807622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3810 MESA RD, BILLINGS, MT 59102-0130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003905987 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 3905987 |
| Name | CHERRY CREEK MORTGAGE COINC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3810 MESA RD, BILLINGS, MT 59102-0130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003981977 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 3981977 |
| Name | VALLEY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3810 MESA RD, BILLINGS, MT 59102-0130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003978373 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 3978373 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3810 MESA RD, BILLINGS, MT 59102-0130 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0003967544 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 3967544 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 3810 Mesa Rd was $2,449, down 31.8% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,200 (-) Land $99,347 Building $284,853 | $384,200 (-) Land $99,347 Building $284,853 | |
| 2025 | $2,449.00 (-31.76%) | $384,200 Land $99,347 Building $284,853 | $384,200 Land $99,347 Building $284,853 |
| 2024 | $3,589.00 (+7.97%) | ||
| 2023 | $3,324.00 | $372,500 | $372,500 Land $91,944 Building $280,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3810 Mesa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3810 Mesa Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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