Florence County property record for 3810 Masters Cir, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,702 sqft · built 1966 |
| Lot Size | 0.51 acres (22,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (May 2016) |
| Tax Bill | $1,185 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00751-01-072 |
| Primary APN | 00751-01-072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,268 sqft (0.51 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3810 MASTERS CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKDALE LT 11-B |
| Legal Subdivision | OAKDALE COUNTRY CLUB |
| Legal Lot Number | 11-B |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 102 |
3810 Masters Cir is owned and occupied by an individual who acquired it in June 2026.
Source: Florence County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3810 MASTERS CIR, FLORENCE, SC 29501-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Apr 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2016 · Amount on File |
| Deed Sale | May 9, 2016 · Amount on File |
| Prior Sale | May 27, 2008 · Amount on File |
| Deed Book / Page | 629 / 1289 |
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000008894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 30, 2026 |
| Property Address | 3810 MASTERS CIR, FLORENCE, SC 29501-8514 |
| Document Number | 0000008894 |
| Book / Page | 1224 / 1602 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20268894 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3810 MASTERS CIR, FLORENCE, SC 29501-8514 |
| Document Number | 0000008895, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20268895 |
| Name | FIRST RELIANCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3810 MASTERS CIR, FLORENCE, SC 29501-8514 |
| Document Number | 0000006417 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3810 MASTERS CIR FLORENCE SC 295018514, FLORENCE, SC 29501-8514 |
| Document Number | 0000006417 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 000853/001127 |
| Instrument | 6417 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3810 MASTERS CIR, FLORENCE, SC 29501-8514 |
| Document Number | 0000011673 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3810 MASTERS CIR FLORENCE SC 295018514, FLORENCE, SC 29501-8514 |
| Document Number | 0000011673 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 000811/001215 |
| Instrument | 11673 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 14, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3810 Masters Cir was $1,185.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185.00 | $12,236 Land $1,182 Building $11,054 | $305,921 Land $29,550 Building $276,371 |
| 2023 | $1,087.00 (+7.62%) Homeowner's exemption | $8,960,011 (+99,900.12%) Land $1,182,000 Building $7,778,011 | $22,400,028 (+9,900.01%) Land $2,955,000 Building $19,445,028 |
| 2022 | $1,010.00 Homeowner's exemption | $8,960 Land $1,182 Building $7,778 | $224,000 Land $29,550 Building $194,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3810 Masters Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2015–2016) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3810 Masters Cir is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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