3810 Lipton Ln, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 3810 Lipton Ln, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 1976
Lot Size0.586 acres (25,553 sqft)
OwnerIndividual Name on Record
Last Sale$247,500 (Oct 2018)
Tax Bill$3,061 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN195-043-11

Property Details

APN / Parcel Number

Primary APN195-043-11

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,972 sqft Heated Area
Gross Area1,728 sqft
1st Floor Area1,652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area25,553 sqft (0.586 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area168 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number195-043-11
Street Address3810 LIPTON LN
CityMINT HILL
StateNC
Zip28227-8852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL30 BB M17-252
Legal SubdivisionW P THOMAS PROP SEC 04
Legal BlockB
Legal Lot Number30
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1002
Census Tract5713

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3810 LIPTON LN, MINT HILL, NC 28227-8852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 16, 2021Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Aug 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK
Oct 24, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Document Number0033063256
Deed Book / Page33063 / 256
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3810 LIPTON LN, MINT HILL, NC 28227-8852
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026597
DateFeb 11, 2021
Book Page35661/603
Instrument2021026597
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMar 1, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3810 LIPTON LN, MINT HILL, NC 28227-8852
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157375
DateAug 16, 2021
Book Page36414/887
Instrument2021157375
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3810 LIPTON LN, MINT HILL, NC 28227-8852
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042463
DateMar 18, 2022
Book Page37166/397
Instrument2022042463
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3810 LIPTON LN, MINT HILL, NC 28227-8852
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109571
DateAug 14, 2017
Book Page32040/398
Instrument2017109571
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2032

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 24, 2018
Property Address3810 LIPTON LN, MINT HILL, NC 28227-8852
Document Number0000133795
Book / Page33063 / 256
Map ReferenceMB17 PG252
Instrument DateOct 23, 2018
Instrument2018133795
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 LIPTON LN, MINT HILL, NC 28227-8852

Mortgage

Document Number0000133796
DateOct 24, 2018
Instrument2018133796
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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