3810 Gull River Trl, Brainerd, MN 56401 Property Records

Crow Wing County property record for 3810 Gull River Trl, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,896 sqft · built 1983
Lot Size15.4 acres (674,308 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Oct 2020)
Tax Bill$4,052 (2026)
Flood ZoneZone A (high risk)
APN980223100A00009

Property Details

APN / Parcel Number

Primary APN980223100A00009
Alternative APNs
  • 99220673
  • 167785

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,896 sqft Living Area
1st Floor Area1,860 sqft
Basement Area1,568 sqft
Finished Basement1,568 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area674,308 sqft (15.4 acres)
View / LotWaterfront / Beach
Garage Area672 sqft
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area60 sqft
Lean-To196 sqft
Pole Barn2,268 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number167785
Street Address3810 GULL RIVER TRL
CityBRAINERD
StateMN
Zip56401-7956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF NE1/4 OF SW1/4 SEC 22 DESC AS FOLLOWS; BEG AT THE NE CORNER OF SAID NESW, THEN S 0 DEG 19 MIN 44 SEC W, ASSUMED BEARING
Legal Range29W
Legal Township134
Legal Section22
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group2
Census Block2029
Census Tract950902

Owner

3810 Gull River Trl is owned and occupied by two individuals who bought it in October 2020.

Source: Crow Wing County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3810 GULL RIVER TRL, BRAINERD, MN 56401-7956
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2020 · Amount on File
Deed SaleOct 9, 2020 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3810 Gull River Trl was $4,052 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,052.00$685,300 (+3.19%) Land $164,700 Building $520,600$685,300 (+3.19%) Land $164,700 Building $520,600
2025$664,100 Land $140,800 Building $523,300$664,100 Land $140,800 Building $523,300
2023$4,688.00 Homeowner's exemption$675,700 Land $104,700 Building $571,000$675,700 Land $104,700 Building $571,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3810 Gull River Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3810 Gull River Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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