San Joaquin County property record for 3810 Cape Cod Dr, Stockton, CA 95209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1988 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2022) |
| Tax Bill | $5,246 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 078-060-260-000 |
| Primary APN | 078-060-260-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,490 sqft (0.148 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3810 CAPE COD DR |
|---|---|
| City | STOCKTON |
| State | CA |
| Zip | 95209-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 82-FM PT OF 074-070-30 & PT TO 074-070-42 & 43 |
| Legal Subdivision | STONEWOOD ESTATES |
| Legal Tract | 1641 |
| Legal Lot Number | 590 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3214 |
Source: San Joaquin County assessment roll, APN 078-060-260-000, as of July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3810 CAPE COD DR, STOCKTON, CA 95209-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jul 27, 2022 | Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Aug 25, 2014 |
| Deed Document Number | 2022-090297 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3810 CAPE COD DR, STOCKTON, CA 95209-5054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3810 CAPE COD DR, STOCKTON, CA 95209-5054 |
| Document Number | 0000002410 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026-002410 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 27, 2022 |
| Property Address | 3810 CAPE COD DR, STOCKTON, CA 95209-5054 |
| Document Number | 0000090297 |
| Map Reference | VOL 25 PG 105 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-090297 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3810 CAPE COD DR, STOCKTON, CA 95209-5054 |
| Document Number | 0000090298 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-090298 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: San Joaquin County assessment roll as of July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,246.00 (-3.17%) | $463,800 (+104.72%) Land $135,000 Building $328,800 |
| 2023 | $5,418.00 (+114.91%) | $226,557 Land $74,963 Building $151,594 |
| 2022 | $2,521.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770032141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 704 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 300 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: DigitalPath, Softcom Internet Communications.
Source: EPA Safe Drinking Water Information System, water system CA3910012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF STOCKTON serves 192,702 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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