3810 Cactus Field Ln, Katy, TX 77449 Property Records

Harris County property record for 3810 Cactus Field Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,768 sqft · built 2016
Lot Size	0.17 acres (7,414 sqft)
Owner	Individual Name on Record
Last Sale	$401,640 (Mar 2022)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-768-002-0011`

Property Details

APN / Parcel Number

Primary APN	`136-768-002-0011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,450 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,414 sqft (0.17 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1367680020011
Street Address	3810 CACTUS FIELD LN
City	KATY
State	TX
Zip	77449-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 2 WATERSTONE SEC 13
Legal Subdivision	WATERSTONE SEC 13
Legal Block	2
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3015
Census Tract	542901

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3810 CACTUS FIELD LN, KATY, TX 77449-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2022	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	2022122800
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0000037389
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3810 CACTUS FIELD LN, KATY, TX 77449-2216
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137160
Date	Mar 17, 2021
Instrument	2021-137160

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 8, 2022
Property Address	3810 CACTUS FIELD LN, KATY, TX 77449-2216
Document Number	0000122800
Map Reference	MF 674894
Instrument Date	Mar 3, 2022
Instrument	2022-122800
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 CACTUS FIELD LN, KATY, TX 77449-2216

Mortgage

Document Number	0000122802
Date	Mar 8, 2022
Instrument	2022-122802

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,460 (+3.61%) Land $85,032 Building $297,428	$382,460 (+3.61%) Land $85,032 Building $297,428
2025	$8,063.00 (+60.75%) Homeowner's exemption	$369,151 (-7.42%) Land $56,689 Building $312,462	$369,151 (-7.42%) Land $56,689 Building $312,462
2024	$5,016.00 (-7.95%)
2023		$398,744 Land $56,149 Building $342,595	$398,744 Land $56,149 Building $342,595
2022	$5,449.00 (+19.29%)
2020	$4,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Ezee Fiber, Fidium Fiber, T-Mobile, Verizon.

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