3810 12th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3810 12th St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,096 sqft · built 1977
Lot Size0.588 acres (25,595 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (May 2008)
Tax Bill$3,426 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN03-066991

Property Details

APN / Parcel Number

Primary APN03-066991
Alternative APNs
  • 3066991
  • 066991

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,096 sqft Total Area
Basement Area884 sqft
Finished Basement884 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area25,595 sqft (0.588 acres)
PorchSlab
Porch Area120 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number066991
Street Address3810 12TH ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-3140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLTS 1-6 & PAR A & PT OF 12TH ST BLK 55 CHES BEACH
Legal SubdivisionCHESAPEAKE BEACH 01
Legal Block55
Legal Lot Number1-6
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1010
Census Tract860402

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3810 12TH ST, CHESAPEAKE BEACH, MD 20732-3140
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2008 · Amount on Record
Deed SaleMay 8, 2008 · Amount on Record
Prior SaleSep 20, 2007 · Amount on Record
Deed Document Number200882171
Deed Book / Page3158 / 528
Last Transfer DateSep 19, 2025
Transfer Doc0067990117
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateOct 14, 2025
Property Address3810 12TH ST, CHESAPEAKE BEACH, MD 20732-3140
Document Number0067990117
Book / Page6799 / 117
Map ReferenceMB TBT 5 PG 571
Instrument DateSep 19, 2025
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3810 12TH ST, CHESAPEAKE BEACH, MD 20732-3140

Mortgage

Document Number0006799122
DateOct 14, 2025
Instrument6799/122
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,500 (+6.98%)$379,300 (+20.95%) Land $114,200 Building $265,100
2025$3,426.00 (+22.27%) Homeowner's exemption$313,600 (+11.97%) Land $114,200 Building $199,400$313,600 (-) Land $114,200 Building $199,400
2023$2,802.00 Homeowner's exemption$280,067$313,600 Land $114,200 Building $199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims9 (1981–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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