Stephens County property record for 381 Willowdell Dr, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,618 sqft Heated Area |
| Lot Size | 30,928 sqft (0.71 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2021) |
| Tax Bill | $3,027.00 (2025) |
| Primary APN | T25 143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,618 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Carport Garage |
| Garage Area | 320 sqft Garage |
| Carport | Carport |
| Carport Area | 320 sqft Carport |
| Patio Area | 216 sqft Patio |
|---|---|
| Porch Area | 72 sqft Porch |
| Topography | Gentle Slope Topography |
| Canopy Area | 420 sqft Canopy |
| Utility Building | 200 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 680550 |
|---|---|
| Street Address | 381 WILLOWDELL DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3185 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 86 & 87 PINE VALLEY S/D |
| Legal Subdivision | PINE VALLEY |
| Legal Lot Number | 86,87 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | TOCCOA |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 970102 |
Source: Stephens County records · APN T25 143
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2024 | Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION |
| Oct 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE |
| Jan 25, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2021 · Amount on Record |
| Deed Sale | Oct 01, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Doc Number | 20211415 |
| Deed Book / Page | 1269 / 290 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Document Number | 0013690000000133 |
|---|---|
| Date | Jun 05, 2024 |
| Book Page | 0000001369/0000000133 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 01, 2021 |
| Property Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Document Number | 0012690290 |
| Book / Page | 1269 / 290 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 2021-001415 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Document Number | 0012690000000292 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 0000001269/0000000292 |
| Name | KELLER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 381 WILLOWDELL DR, TOCCOA, GA 30577-3185 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011120319 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 1112/319 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,027.00 (+43.19%) Homeowner's exemption | $104,821 (+70.51%) Land $4,497 Building $100,324 | $262,051 (+70.51%) Land $11,242 Building $250,809 |
| 2023 | $2,114.00 (+3.42%) Homeowner's exemption | $61,475 (+6.37%) Land $4,497 Building $56,978 | $153,687 (+6.38%) Land $11,242 Building $142,445 |
| 2022 | $2,044.00 Homeowner's exemption | $57,791 Land $4,497 Building $53,294 | $144,476 Land $11,242 Building $133,234 |
381 Willowdell Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 35th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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