Warwick City property record for 381 Warwick Neck Ave, Warwick, RI 02889 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1983 |
| Lot Size | 0.231 acres (10,084 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,953 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35804350000 |
| Primary APN | 35804350000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 442 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,084 sqft (0.231 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 116011637 |
|---|---|
| Street Address | 381 WARWICK NECK AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-6057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 435 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21600 |
Source: Warwick City records · APN 35804350000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 WARWICK NECK AVE, WARWICK, RI 02889-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Line of Credit HARBORONE BANK |
| Oct 29, 2018 | Deed of Trust, Mortgage HARBORONE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 381 WARWICK NECK AVE, WARWICK, RI 02889-6057 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010733-235 |
|---|---|
| Date | Aug 12, 2025 |
| Book Page | 10733/235 |
| Instrument | 9125 |
| Name | HARBORONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 381 WARWICK NECK AVE, WARWICK, RI 02889-6057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9159-29 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 9159/29 |
| Instrument | 15348 |
| Name | HARBORONE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 01, 2043 |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,953.00 (+4.63%) | $390,000 (+16.91%) Land $145,800 Building $244,200 | |
| 2024 | $360,905 | ||
| 2023 | $4,734.00 (+7.91%) | $333,600 (+42.44%) Land $127,500 Building $206,100 | |
| 2022 | $4,387.00 | $234,200 Land $77,800 Building $156,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030216001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 8 of 9 on primary residences |
| Nearby Flood Claims | 12 (1985–2012) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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