381 Union Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 381 Union Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 1918
Lot Size	0.113 acres (4,901 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Aug 2021)
Tax Bill	$15,824 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00081-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`56-00081-0000-00009`
Alternative APN	`560008100009`

Interior

Stories	2 Stories
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Street Address	381 UNION AVE
City	RUTHERFORD
State	NJ
Zip	07070-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X98
Legal Subdivision	RUTHERFURD HEIGHTS ASSOCIATION
Legal Block	81
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	3
Census Block	3010
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	381 UNION AVE, RUTHERFORD, NJ 07070-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 14, 2021	Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	2021136599
Deed Book / Page	4348 / 677
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 26, 2021
Property Address	381 UNION AVE, RUTHERFORD, NJ 07070-1521
Document Number	0043480677
Book / Page	4348 / 677
Instrument Date	Jul 27, 2021
Instrument	2021136599
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 FOREST ST, 507, KEARNY, NJ 07032-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 UNION AVE, RUTHERFORD, NJ 07070-1521

Mortgage

Document Number	2021136600
Date	Aug 26, 2021
Instrument	2021136600

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 14, 2021
Property Address	381 UNION AVE, RUTHERFORD, NJ 07070-1521
Document Number	0041460565
Book / Page	4146 / 565
Instrument Date	Jan 11, 2021
Instrument	2021077043
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 DR MONA VINE BLVD, 52, CLIFTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 UNION AVE, RUTHERFORD, NJ 07070-1521

Mortgage

Document Number	2021077044
Date	May 14, 2021
Instrument	2021077044

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,500 (-) Land $250,700 Building $243,800	$494,500 (-) Land $250,700 Building $243,800
2025	$15,824.00 (+2.53%)	$494,500 (-) Land $250,700 Building $243,800	$494,500 (-) Land $250,700 Building $243,800
2024	$15,433.00 (+5.12%)
2023		$494,500 Land $250,700 Building $243,800	$494,500 Land $250,700 Building $243,800
2022	$14,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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