381 Tate Ln, Spring City, TN 37381 Property Records

Rhea County property record for 381 Tate Ln, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,352 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072008 03406`

Property Details

APN / Parcel Number

Primary APN	`072008 03406`
Alternative APN	`008 03406`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Basement Area	2,352 sqft
Finished Basement	1,800 sqft
Unfinished Basement	552 sqft
Flooring	Carpet

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	368 sqft
Patio Area	896 sqft
Shed	1 Shed
Shed Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	381 TATE LN
City	SPRING CITY
State	TN
Zip	37381-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:01 SUBD:RICHARD TATE BOUNDARY SURVEY MAP REF:008
Legal Subdivision	RICHARD TATE BOUNDARY SURVEY
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 TATE LN, SPRING CITY, TN 37381-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1996
Deed Sale	May 14, 1996
Deed Document Number	0000027598
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	381 TATE LN, SPRING CITY, TN 37381-8112
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 TATE LN, SPRING CITY, TN 37381-8112

Mortgage

Document Number	0000021948
Date	Jan 22, 2024
Book Page	T702/811
Instrument	24021948

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	381 TATE LN, SPRING CITY, TN 37381-8112
Document Number	0000005377
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 TATE LN SPRING CITY TN 373818112, SPRING CITY, TN 37381-8112

Mortgage

Document Number	0000005377
Date	Jan 7, 2021
Book Page	000641/000616
Instrument	5377

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (-1.58%)	$87,550 (+53.06%) Land $3,600 Building $83,950
2024			$350,200 (+53.06%) Land $14,400 Building $335,800
2022		$57,200 Land $2,700 Building $54,500	$228,800 Land $10,800 Building $218,000
2021	$1,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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