Cook County property record for 381 Sterling Rd, Kenilworth, IL 60043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,548 sqft · built 1931 |
| Lot Size | 0.305 acres (13,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,915,000 (Nov 2023) |
| Tax Bill | $29,434 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-400-004 |
| Primary APN | 05-28-400-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,548 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Slate |
| Lot Area | 13,280 sqft (0.305 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 381 STERLING RD |
|---|---|
| City | KENILWORTH |
| State | IL |
| Zip | 60043-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (KENILWORTH)(COMMUNITY)(DEVELOPMENT) A SUB OF NW SE SEC 28-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 28 |
| Legal Subdivision | KENILWORTH COMMUNITY DEVELOPMENT |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 800600 |
Source: Cook County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2140 W RICE ST, 1E, CHICAGO, IL 60622-4833 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Nov 21, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 202333559 |
| Prior Transfer Date | Aug 12, 2011 |
| Prior Transfer Doc | 0000034044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 30, 2026 |
| Property Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0000011004 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202627311004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0000011004, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202627311004 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 1, 2026 |
| Property Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0000023036 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202623036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0000023036, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202623036 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 21, 2023 |
| Property Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0032533559 |
| Map Reference | DOC 8067252 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2332533559 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,915.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 STERLING RD, KENILWORTH, IL 60043-1069 |
| Document Number | 0032533560 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2332533560 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Kenilworth Village |
| Elementary School District | Kenilworth School District 38 (PK - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,000 (+57.72%) Land $37,184 Building $156,816 | $1,940,000 (+57.72%) Land $371,840 Building $1,568,160 | |
| 2023 | $29,434.00 (+6.61%) | ||
| 2022 | $27,609.00 (-14.86%) | $123,000 (+6.2%) Land $39,840 Building $83,160 | $1,230,000 (+6.2%) Land $398,400 Building $831,600 |
| 2021 | $32,427.00 Homeowner's exemption Senior Citizen's exemption | $115,823 Land $29,216 Building $86,607 | $1,158,230 Land $292,160 Building $866,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENILWORTH serves 2,514 people · EPA ID IL0311500 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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