381 State Rte 203, Delaware, OH 43015 Property Records

Delaware County property record for 381 State Rte 203, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,366 sqft · built 1995
Lot Size	15.3 acres (666,904 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2018)
Tax Bill	$6,984 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-410-01-024-000`

Property Details

APN / Parcel Number

Primary APN	`520-410-01-024-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	4,062 sqft
1st Floor Area	2,366 sqft
Basement Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	666,904 sqft (15.3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	50 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	381 STATE ROUTE 203
City	DELAWARE
State	OH
Zip	43015-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 20 5 4 16, 24 & 25
Legal Subdivision	WEDGEWOOD SEC 07
Legal Lot Number	16,24
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1052
Census Tract	12000

Owner

381 State Rte 203 is owned and occupied by two individuals who bought it in July 2018.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Transfer on Death Deed, Transfer
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE RICHWOOD BANKING CO
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Document Number	201817855
Deed Book / Page	1581 / 711
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 24, 2023
Property Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Document Number	0000005651
Book / Page	2022 / 1472
Instrument Date	Mar 22, 2023
Instrument	202300005651
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	UNION COUNTY TITLE, UNION COUNTY TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029645
Date	Jun 30, 2021
Book Page	1874/2644
Instrument	202100029645

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	RICHWOOD, OH 43344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031457
Date	Nov 16, 2018
Book Page	1606/2627
Instrument	201800031457

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 9, 2018
Property Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Document Number	0000017855
Book / Page	1581 / 711
Map Reference	DB440 PG165
Instrument Date	Jun 14, 2018
Instrument	2018-00017855
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 REGENT BLVD # 180, 180, IRVING, TX 75063-2312

Mortgage

Document Number	0000017856
Date	Jul 9, 2018
Instrument	2018-00017856

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	381 STATE ROUTE 203, DELAWARE, OH 43015-9323
Document Number	0000011665
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 STATE ROUTE 203 DELAWARE OH 430159323, DELAWARE, OH 43015-9323

Mortgage

Document Number	0000011665
Date	Apr 27, 2017
Instrument	11665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 381 State Rte 203 was $6,984, up 1.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,984.00 (+1.66%)	$186,350 (-) Land $61,500 Building $124,850	$532,400 Land $175,700 Building $356,700
2024	$6,870.00 (+0.03%) Homeowner's exemption	$186,350 (-) Land $61,500 Building $124,850
2023	$6,868.00 Homeowner's exemption	$186,350 Land $61,500 Building $124,850	$532,400 Land $175,700 Building $356,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 381 State Rte 203 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 State Rte 203 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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