381 Springhurst Dr, Berea, KY 40403 Property Records

Madison County property record for 381 Springhurst Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2007)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0086-0007-0020`

Property Details

APN / Parcel Number

Primary APN	`0086-0007-0020`
Alternative APNs	`117526` `80598` `46926`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	46926
Street Address	381 SPRINGHURST DR
City	BEREA
State	KY
Zip	40403-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HURST ESTATES LOT 20
Legal Subdivision	SPRING HURST
Legal Lot Number	20
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 SPRINGHURST DR, BEREA, KY 40403-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Jul 21, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2007 · Amount on Record
Deed Sale	Mar 7, 2007 · Amount on Record
Prior Sale	Dec 6, 2006 · Amount on Record
Deed Document Number	2007384507
Deed Book / Page	0618 / 778
Last Transfer Date	Mar 24, 2011
Transfer Doc	00D665/797
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	381 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02014/475
Date	Jan 20, 2021
Book Page	M02014/475
Instrument	2014027960

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 21, 2020
Property Address	381 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	D00790/797
Book / Page	D00790 / 797
Map Reference	CAB 16 SL 157
Instrument Date	Jul 20, 2020
Instrument	2014016159
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	381 SPRINGHURST DR, BEREA, KY 40403-8741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RICHMOND RD N STE C, C, BEREA, KY 40403-1015

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+3.87%) Homeowner's exemption	$197,000 (+6.6%)	$197,000 (+6.6%)
2023	$1,342.00 Homeowner's exemption	$184,800	$184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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