381 Spinner Rd, Worcester, NY 12197 Property Records

Otsego County and Decatur Town property record for 381 Spinner Rd, Worcester, NY 12197 · Last verified July 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	600 sqft Living Area
Lot Size	988,376 sqft (22.6 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2025)
Tax Bill	$3,337.00 (2025)

Owner

Source: Otsego County and Decatur Town records · APN 362600 152.00-1-10.03

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	381 SPINNER RD, WORCESTER, NY 12197-4611
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Deed Doc Number	20254264
Record Refreshed	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 27, 2025
Property Address	381 SPINNER RD, WORCESTER, NY 12197-4611
Document Number	0000000264
Instrument Date	Oct 03, 2025
Instrument	2025-4264
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000265
Date	Oct 27, 2025
Instrument	2025-4265

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Otsego County and Decatur Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Decatur Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+3.86%)	$45,700 (-) Land $21,200 Building $24,500	$130,571 (+8.57%) Land $60,571 Building $70,000
2024	$3,213.00	$45,700 (-) Land $21,200 Building $24,500	$120,263 (+6.05%) Land $55,789 Building $64,474
2023		$45,700 Land $21,200 Building $24,500	$113,400 Land $52,606 Building $60,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`362600 152.00-1-10.03`
Alternative APNs	`260015200000010100030000` `180595`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	600 sqft Living Area
1st Floor	480 sqft 1st Floor
Upper Floors	120 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cottage Style
Exterior Material	Wood Exterior
Foundation Type	No Foundation Foundation
Lot Area	988,376 sqft (22.6 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	384 sqft Garage
Porch Area	744 sqft Porch
Pole Structure	Pole Structure

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	180595
Street Address	381 SPINNER RD
City	WORCESTER
State	NY
Zip	12197-4611
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	994 0 0
Legal Block	1
Legal Lot Number	10.003
Jurisdiction	OTSEGO NY
Minor Civil Division	DECATUR
Census Blockgroup	1
Census Block	1112
Census Tract	590600