381 Shearouse Rd, Guyton, GA 31312 Property Records

Effingham County property record for 381 Shearouse Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,221 sqft · built 2022
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03980-014-A03`

Property Details

APN / Parcel Number

Primary APN	`03980-014-A03`
Alternative APNs	`00810068000` `31538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,221 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Slab
Porch Area	758 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31538
Street Address	381 SHEAROUSE RD
City	GUYTON
State	GA
Zip	31312-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	2.01 AC (OUT 398-14A) PLT 29/209
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2010
Census Tract	30403

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 SHEAROUSE RD, GUYTON, GA 31312-6328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Sep 28, 2022	Quit Claim Deed, Transfer · Conventional Mortgage GEORGIAS OWN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 28, 2022
Transfer Doc	002811/625
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	381 SHEAROUSE RD, GUYTON, GA 31312-6328
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002769/0000000438
Date	Mar 10, 2022
Book Page	0000002769/0000000438
Instrument	002578

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	381 SHEAROUSE RD, GUYTON, GA 31312-6328
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002814/0000000781
Date	Oct 18, 2022
Book Page	0000002814/0000000781
Instrument	010416

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 28, 2022
Property Address	381 SHEAROUSE RD, GUYTON, GA 31312-6328
Document Number	002811/625
Book / Page	2811 / 625
Instrument Date	Sep 28, 2022
Instrument	2022-002965
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 SHEAROUSE RD, GUYTON, GA 31312-6328

Mortgage

Document Number	0000010416
Date	Sep 28, 2022
Instrument	010416

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,554 (-) Land $45,410 Building $121,144	$416,387 (-) Land $113,526 Building $302,861
2025	$5,493.00 (+34.83%)	$166,554 (+28.38%) Land $45,410 Building $121,144	$416,387 (+28.38%) Land $113,526 Building $302,861
2024	$4,074.00 (+1,047.61%)	$129,732 (+935.04%) Land $18,076 Building $111,656	$324,329 (+935%) Land $45,189 Building $279,140
2022	$355.00	$12,534 Land $12,534	$31,336 Land $31,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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