Carter County property record for 381 Sandy Ln, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2024 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Feb 2024) |
| Tax Bill | $3,234 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Feb 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 15350 |
| Primary APN | 15350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Dimensions | 330 ft deep x 132 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15350 |
|---|---|
| Street Address | 381 SANDY LN |
| City | ARDMORE |
| State | OK |
| Zip | 73401-6972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SANDY LANE ESTATES, BLK 1 LOT 24 (132X330) |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | SANDY LANE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 892700 |
Source: Carter County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 381 SANDY LN, ARDMORE, OK 73401-6972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 25, 2024 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO |
| Feb 2, 2024 | Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on Record |
| Deed Sale | Feb 2, 2024 · Amount on Record |
| Prior Sale | Aug 30, 1993 · Amount on Record |
| Deed Document Number | 2024908 |
| Deed Book / Page | 7485 / 229 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 007601/221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 25, 2024 |
| Property Address | 381 SANDY LN, ARDMORE, OK 73401-6972 |
| Document Number | 007601/221 |
| Book / Page | 7601 / 221 |
| Instrument Date | Oct 21, 2024 |
| Instrument | I-2024-010310 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 381 SANDY LN, ARDMORE, OK 73401-6972 |
| Document Number | I2024010309 |
|---|---|
| Date | Oct 25, 2024 |
| Instrument | I-2024-010309 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 21, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Feb 2, 2024 |
| Property Address | 381 SANDY LN, ARDMORE, OK 73401-6972 |
| Document Number | 007485/229 |
| Book / Page | 7485 / 229 |
| Instrument Date | Feb 1, 2024 |
| Instrument | I-2024-000908 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 SANDY LN, ARDMORE, OK 73401-6861 |
| Document Number | I2024001672 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | I-2024-001672 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 22, 2025 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,902 (+0.95%) Land $2,760 Building $29,142 | $265,846 (+0.95%) Land $23,000 Building $242,846 | |
| 2025 | $3,234.00 (+3,453.85%) | $31,602 (+3,466.82%) Land $2,760 Building $28,842 | $263,347 (+1,044.99%) Land $23,000 Building $240,347 |
| 2023 | $91.00 | $886 Land $886 | $23,000 Land $23,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
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