St. Johns County property record for 381 San Nicolas Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 2001 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,000 (Oct 2000) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 175931-1350 |
| Primary APN | 175931-1350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 214 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,050 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 381 SAN NICOLAS WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 38/12-20 OCEAN PALMS PHASE 2 LOT 135 OR1538/658 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | OCEAN PALMS PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 135 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21404 |
381 San Nicolas Way is owned and occupied by two individuals who bought it in October 2000.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2000 · Amount on File |
| Deed Sale | Oct 26, 2000 · Amount on File |
| Deed Document Number | 200046691 |
| Deed Book / Page | 1538 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 381 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 381 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7718 |
| Document Number | 0058921693 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 5892/1693 |
| Instrument | 2024007375 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 891 Months |
| Due | Apr 3, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.04% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
The 2025 property tax bill for 381 San Nicolas Way was $3,856 with a homeowner's exemption, up 12.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,348 (+2.7%) | $515,171 (-2.74%) Land $160,000 Building $355,171 | |
| 2025 | $3,856.00 (+12.75%) Homeowner's exemption | $299,268 (+2.9%) | $529,662 (+1.74%) Land $160,000 Building $369,662 |
| 2024 | $3,420.00 (+2.03%) Homeowner's exemption | $290,834 (+3%) | $520,596 (+6.76%) Land $160,000 Building $360,596 |
| 2023 | $3,352.00 (+3.01%) Homeowner's exemption | $282,363 (+3%) | $487,613 (+1.01%) Land $160,000 Building $327,613 |
| 2022 | $3,254.00 Homeowner's exemption | $274,139 | $482,747 Land $156,800 Building $325,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 San Nicolas Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 San Nicolas Way is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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