Windsor Locks Town property record for 381 S Elm St, Windsor Locks, CT 06096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,160 sqft · built 1960 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jul 2017) |
| Tax Bill | $5,629 (2024) |
| Deeds & Mortgages | Aug 2024 Refinance Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16400 |
| Primary APN | 16400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16400 |
|---|---|
| Street Address | 381 S ELM ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 127 |
| Legal Lot Number | 74 |
| Jurisdiction | WINDSOR LOCKS CT |
| Township / Civil Division | WINDSOR LOCKS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 476300 |
Source: Windsor Locks Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 381 S ELM ST, WINDSOR LOCKS, CT 06096-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WINDSOR FEDERAL BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN |
| Jul 5, 2017 | Executor's Deed, Transfer FIRST NATL BANK SUFFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 2017652360003 |
| Deed Book / Page | 467 / 949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 381 S ELM ST, WINDSOR LOCKS, CT 06096-2621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00538-1018 |
|---|---|
| Date | Aug 15, 2024 |
| Book Page | 538/1018 |
| Instrument | 1954410006 |
| Name | WINDSOR FEDERAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 381 S ELM ST, WINDSOR LOCKS, CT 06096-2621 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 505-713 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 505/713 |
| Instrument | 929060010 |
| Name | WINDSOR FEDERAL SAVINGS AND LOAN ASSN |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Recording Date | Jul 5, 2017 |
| Property Address | 381 S ELM ST, WINDSOR LOCKS, CT 06096-2621 |
| Document Number | 467-949 |
| Book / Page | 467 / 949 |
| Instrument | 652360003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4670952 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 00467/0952 |
| Name | FIRST NATL BANK SUFFIELD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Rate | 3.63% |
|---|---|
| Max Rate At Change | 70.1% |
| Max Rate | 2.75% |
Source: Windsor Locks Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $234,640 (+74.58%) Land $57,470 Building $177,170 | $164,248 Land $40,229 Building $124,019 | |
| 2024 | $5,629.00 (+48.84%) | $134,400 (-) Land $44,800 Building $89,600 | |
| 2023 | $3,782.00 (+8.93%) | $134,400 (-) Land $44,800 Building $89,600 | |
| 2022 | $3,472.00 | $134,400 Land $44,800 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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