Campbell County property record for 381 River Rd, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1925 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Sep 2013) |
| Tax Bill | $680 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-13-042.00 |
| Primary APN | 999-99-13-042.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 381 RIVER RD |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBROOK ESTATES SUBD LOT 2 SEC 1 0.2240 ACRE |
| Legal Subdivision | STONEBROOK ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 52800 |
381 River Rd is owned by an individual who acquired it in November 2013.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 75188, FORT THOMAS, KY 41075-0188 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2013 · Amount on File |
| Deed Sale | Sep 4, 2013 · Amount on File |
| Prior Sale | Jul 28, 2009 · Amount on File |
| Deed Document Number | 20139 04 13 019 000 |
| Deed Book / Page | 754 / 528 |
| Last Transfer Date | Nov 25, 2013 |
| Transfer Doc | 0000000003 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 381 River Rd was $680.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $680.00 | $184,400 Land $50,000 Building $134,400 | $184,400 Land $50,000 Building $134,400 |
| 2023 | $728.00 (-2.41%) | $184,400 (-) Land $50,000 Building $134,400 | $184,400 (-) Land $50,000 Building $134,400 |
| 2022 | $746.00 | $184,400 Land $50,000 Building $134,400 | $184,400 Land $50,000 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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