381 Rio Dulce, El Paso, TX 79932 Property Records

El Paso County property record for 381 Rio Dulce, El Paso, TX 79932

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 2003
Lot Size0.188 acres (8,204 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Dec 2020)
Tax Bill$4,932 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2020 Mortgage
APNM765-999-0030-1900

Property Details

APN / Parcel Number

Primary APNM765-999-0030-1900
Alternative APNs
  • 000000089074
  • 89074

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,681 sqft Living Area
Gross Area2,162 sqft
1st Floor Area976 sqft
Utility Area96 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,204 sqft (0.188 acres)
Garage TypeAttached
Garage Area401 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Patio Area80 sqft
Balcony Area80 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address381 RIO DULCE
CityEL PASO
StateTX
Zip79932-2359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePR1
Legal Description3 MONTOYA GARDENS LOT 19 (8204.18 SQ FT)
Legal SubdivisionMONTOYA GARDENS
Legal Block1
Legal Lot Number19
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO NORTHWEST
Census Block Group1
Census Block1018
Census Tract10230

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address381 RIO DULCE, EL PASO, TX 79932-2359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Vendor's Lien, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE
May 6, 2020Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleApr 5, 2011 · Amount on Record
Deed Document Number2020102467
Prior Transfer DateDec 9, 2020
Prior Transfer Doc0000102467
Record UpdatedSep 20, 2026

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionEL PASO TX
Recording DateDec 10, 2020
Property Address381 RIO DULCE, EL PASO, TX 79932-2359
Document Number0000102467
Map ReferenceVOL 77 PG 3
Instrument DateDec 9, 2020
Instrument20200102467
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address381 RIO DULCE, EL PASO, TX 79932-2359

Mortgage

Document Number0000102468
DateDec 10, 2020
Instrument20200102468
Lender
NameFIRST COMMUNITY MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO TX
Property Address381 RIO DULCE, EL PASO, TX 79932-2359
Document Number0000035805
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address381 RIO DULCE EL PASO TX 799322359, EL PASO, TX 79932-2359

Mortgage

Document Number0000035805
DateMay 12, 2020
Instrument35805
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term180 Months
DueMay 11, 2035

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictCanutillo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,949 (-) Land $51,602 Building $204,347$255,949 (-) Land $51,602 Building $204,347
2025$4,932.00 (+5.14%) Homeowner's exemption$255,949 (+14.63%) Land $51,602 Building $204,347$255,949 (+14.63%) Land $51,602 Building $204,347
2024$4,691.00 (+16.52%)
2023$223,281 Land $23,455 Building $199,826$223,281 Land $23,455 Building $199,826
2019$4,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims3 (2006–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Chaparral Wireless
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: JackRabbit Wireless.

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