381 Rico St, Salinas, CA 93907 Property Records

Monterey County property record for 381 Rico St, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,295 sqft · built 1985
Lot Size	0.135 acres (5,873 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2015)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`261-781-001-000`

Property Details

APN / Parcel Number

Primary APN	`261-781-001-000`
Alternative APN	`261-781-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,873 sqft (0.135 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	261-781-001
Street Address	381 RICO ST
City	SALINAS
State	CA
Zip	93907-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD WEST TRACT NO 991 LOT 1 BLK 1
Legal Subdivision	BRENTWOOD WEST
Legal Tract	991
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2017
Census Tract	1801

Owner

381 Rico St is owned and occupied by two individuals who bought it in March 2015.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	381 RICO ST, SALINAS, CA 93907-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKLIN LOAN CENTER
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 26, 2022	Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC
Dec 20, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 9, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2015 · Amount on File
Deed Sale	Mar 25, 2015 · Amount on File
Prior Sale	Dec 27, 2011 · Amount on File
Deed Document Number	201514723
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	0000059241
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 RICO ST, SALINAS, CA 93907-2102

Mortgage

Document Number	0000036472
Date	Oct 14, 2025
Instrument	2025036472

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 RICO ST, SALINAS, CA 93907-2102

Mortgage

Document Number	0000030936
Date	Apr 29, 2021
Instrument	2021030936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 RICO ST, SALINAS, CA 93907-2102

Mortgage

Document Number	0000024363
Date	May 26, 2022
Instrument	2022024363

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057352
Date	Dec 20, 2018
Instrument	2018057352

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039350
Date	Sep 9, 2019
Instrument	2019039350

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	381 RICO ST, SALINAS, CA 93907-2102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032947
Date	Jul 8, 2020
Instrument	2020032947

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 381 Rico St was $3,253 with a veteran's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$441,307 (+2%) Land $183,876 Building $257,431
2025	$3,253.00 Disabled Person's exemption Veteran's exemption	$432,655 Land $180,271 Building $252,384
2023	$2,965.00 (-34.78%) Disabled Person's exemption Veteran's exemption	$415,857 Land $173,272 Building $242,585
2022	$4,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 381 Rico St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 381 Rico St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, Verizon.

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