Madison County property record for 381 Noland Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,500 (Apr 2026) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A-0000-0020-J |
| Primary APN | 092A-0000-0020-J |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 52,708 sqft (1.21 acres) |
| Account Number | 70898 |
|---|---|
| Street Address | 381 NOLAND RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESTHAVEN TRACT 9B |
| Legal Subdivision | RESTHAVEN |
| Legal Tract | 9 |
| Legal Lot Number | 9-B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10101 |
381 Noland Rd is owned and occupied by an individual who bought it in April 2026.
Source: Madison County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 2, 2026 | Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| May 14, 2018 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Dec 29, 2025 · Amount on File |
| Deed Document Number | 202614335382 |
| Deed Book / Page | 881 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | 0M2254/412 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | M2254/412 |
| Instrument | 2014162703 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2125/683 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | M2125/683 |
| Instrument | 2014072354 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | 0M2331/430 |
|---|---|
| Date | Oct 4, 2024 |
| Book Page | M2331/430 |
| Instrument | 2014225243 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 2, 2026 |
| Property Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | 0014335382 |
| Book / Page | 881 / 7 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202614335382 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,088.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | 0014335383, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202614335383 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 14, 2018 |
| Property Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Document Number | D00759/286 |
| Book / Page | D00759 / 286 |
| Map Reference | MB18 PG242 |
| Instrument Date | May 11, 2018 |
| Instrument | 2013975727 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 381 NOLAND RD, RICHMOND, KY 40475-9266 |
| Investor | Possibly a Property Investor |
| Document Number | 2013975728 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2013975728 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 381 Noland Rd was $1,287.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 | $136,500 | $136,500 |
| 2023 | $1,324.00 | $136,500 | $136,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Noland Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2015–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 Noland Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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