Harrison County property record for 381 Nelson Rd, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,531 sqft · built 2000 |
| Lot Size | 0.124 acres (5,408 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-02-008.004 |
| Primary APN | 1110A-02-008.004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,531 sqft Adjusted Area |
| 1st Floor Area | 1,455 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,408 sqft (0.124 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 381 NELSON RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 ST CHARLES PLACE SUBD SEC 27-7-10 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | ST CHARLES PLACE SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1204 |
381 Nelson Rd is owned and occupied by an individual who acquired it in February 2022.
Source: Harrison County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 NELSON RD, BILOXI, MS 39531-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage RENAISSANCE COMMUNITY LOAN |
| May 23, 2022 | Warranty Deed, Transfer |
| Feb 10, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 |
| Deed Sale | Feb 10, 2022 |
| Prior Sale | Jul 5, 2018 |
| Deed Document Number | 20221193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 381 NELSON RD, BILOXI, MS 39531-2231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 20220004214TJ2 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0004214-T-J2 |
| Name | RENAISSANCE COMMUNITY LOAN |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 23, 2022 |
| Property Address | 381 NELSON RD, BILOXI, MS 39531-2231 |
| Document Number | 20220004213DJ2 |
| Map Reference | PB 15 PG 39 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-0004213-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2668 BEACH BLVD UNIT 1, 1, BILOXI, MS 39531-4540 |
| Name | Verified Name |
|---|---|
| Address | 381 NELSON RD, BILOXI, MS 39531-2231 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 10, 2022 |
| Property Address | 381 NELSON RD, BILOXI, MS 39531-2231 |
| Document Number | 20220001193DJ2 |
| Map Reference | PB 15 PG 39 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-0001193-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2668 BEACH BLVD # 1706, 1706, BILOXI, MS 39531-4521 |
| Name | Verified Name |
|---|---|
| Address | 433 TUSCANO LN, BILOXI, MS 39531-2520 |
The 2025 property tax bill for 381 Nelson Rd was $1,791, up 4.1% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,791.00 (+4.07%) | $16,028 | $106,856 Land $30,000 Building $76,856 |
| 2024 | $1,721.00 (+0.94%) | ||
| 2023 | $1,705.00 (+500.35%) | $15,538 | $103,584 Land $30,000 Building $73,584 |
| 2022 | $284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Nelson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 381 Nelson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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